Citigroup Provides Financial Institution Clients with Real-Time Foreign Exchange Information Service

Bank Supports Industry-Wide Nostro Data Offering from Cable & Wireless

London & New York, October 11, 2004 – Citigroup® Global Transaction Services announced today that it is offering institutional banking clients access to real-time, multibank, multicurrency Nostro account data through the single log-on industry-wide system developed by Cable & Wireless. This system aggregates transaction data from foreign exchange clearing banks and distributes it, through a centralized secure network, to foreign exchange agents and account holders.

Citigroup’s international branches can now provide foreign exchange transaction details to the Cable & Wireless Real-Time Nostro (RTN) system and offer Citibank’s clients access to their Nostro accounts via the system.

This new capability complements the award-winning CitiDirect® Online Banking platform, which provides clients with a single view and real-time data on any Citibank account, in any currency, in any branch.

“We are committed to using technologies and standards that allow us to deliver value to clients. Providing data through Cable & Wireless Real-Time Nostro is an example of that commitment,” said Conrad Steinmann, Vice President, Citigroup Global Transaction Services.

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About Citigroup
Citigroup (NYSE: C), the preeminent global financial services company has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Travelers Life and Annuity. Additional information may be found at: www.citigroup.com.

About Citigroup® Global Transaction Services
Citigroup Global Transaction Services is a leading provider of integrated cash management, trade finance, securities and fund services and commercial card solutions to corporations, financial institutions and governments around the world. With over US$ 115 billion in average liability balances, more than US$ 6.7 trillion in assets under custody and the largest proprietary branch network, Citigroup’s award-winning operating systems and Internet-based delivery channels enable clients to manage and monitor working capital and investments more efficiently, streamline transaction processing cycles, and re-engineer receivables and payment processes. Citigroup Global Transaction Services provides clients with access to Citigroup’s full range of capabilities and solutions along with an on-the-ground presence and in-depth knowledge of more than 100 local markets. For additional information, see www.transactionservices.citigroup.com.

Citigroup Global Transaction Services is part of Citigroup's global corporate and investment banking group, which provides complete financial solutions to corporations, governments and institutional investors in more than 100 countries. Award-winning businesses include corporate and investment banking, sales and trading, transaction services, commercial finance and insurance products. Additional information can be found at: www.citigroupgcib.com.

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